TRAVEL INSURANCE POLICY
Travelling abroad on vacation, business or study is full of fun, excitement and great experience. However it is your responsibility to make your journey safe, enjoyable and free of worries. A little bit of planning before you leave can make your trip smooth and memorable.
Keeping this in mind, various insurance companies have introduced Travel Insurance policy that will best suit your travelling purpose and that too at a very low cost. While some companies have named it "Overseas Travel Insurance Policy" others call it "Overseas Mediclaim Insurance Policy". A comprehensive Travel Insurance policy covers unexpected medical and non-medical expenses when you are travelling abroad.
SERVICES OFFERED
Services offered by insurance companies are, emergency repatriation and/or evacuation, medical expenses incurred while travelling, personal accident cover, travel cancellation and delay, theft, checked-in baggage loss and delay, loss of passport, missed connection and personal liability coverage.
Remember that this could happen to anyone, no matter what your age or health is. A simple accident or a terrible stomach upset due to foreign food can result in the need for this kind of emergency care. Travel medical insurance coverage will either pay for your treatment at the nearest medical facility, or allow you to choose the hospital or clinic where you want to avail of the required treatment
TYPES OF POLICIES OFFERED
Overseas Mediclaim OR Travel Insurance Policy for Business and Holiday
Overseas Mediclaim OR Travel Insurance Policy for Employment and Studies
Overseas Mediclaim OR Travel Insurance Policy for Frequent Corporate Traveler
KEY BENEFITS
- Cashless hospitalization facility available worldwide
- Quality health care through tie up with International Health Care Providers
- No medical check-up required (by some companies)
- Insurance also covers medical evacuation costs back to India
- Pre-existing diseases are covered under life-threatening situations
- Coverage available up to 360 days ( further extension possible)
- Pay Per day: Slab rate for first 7 days only, then pay on a per day basis
- Online extension of Policy possible for number of days required.
- Policy also covers hospitalization in case of Swine Flu / H1N1influenza, it is not a pre-existing disease.
PREMIUM RATING - Premium is charged on the basis of:
• Plan you have selected
• Number of days you desire to stay abroad
• & your age.
WHAT ARE NOT COVERED IN THE POLICY
• Pre-existing conditions except in case of life-threatening situations
• Addiction to alcohol, drugs
• Mental disorder, anxiety, depression
• Venereal diseases
• Sexually transmitted diseases, AIDS, HIV
• Radiation, nuclear weapons induced
• Sporting activities
• Expenses arising out of loss of valuables, money, securities and tickets
• Loss of passport in public places
Travelling abroad on vacation, business or study is full of fun, excitement and great experience. However it is your responsibility to make your journey safe, enjoyable and free of worries. A little bit of planning before you leave can make your trip smooth and memorable.
Keeping this in mind, various insurance companies have introduced Travel Insurance policy that will best suit your travelling purpose and that too at a very low cost. While some companies have named it "Overseas Travel Insurance Policy" others call it "Overseas Mediclaim Insurance Policy". A comprehensive Travel Insurance policy covers unexpected medical and non-medical expenses when you are travelling abroad.
SERVICES OFFERED
Services offered by insurance companies are, emergency repatriation and/or evacuation, medical expenses incurred while travelling, personal accident cover, travel cancellation and delay, theft, checked-in baggage loss and delay, loss of passport, missed connection and personal liability coverage.
Remember that this could happen to anyone, no matter what your age or health is. A simple accident or a terrible stomach upset due to foreign food can result in the need for this kind of emergency care. Travel medical insurance coverage will either pay for your treatment at the nearest medical facility, or allow you to choose the hospital or clinic where you want to avail of the required treatment
TYPES OF POLICIES OFFERED
Overseas Mediclaim OR Travel Insurance Policy for Business and Holiday
Overseas Mediclaim OR Travel Insurance Policy for Employment and Studies
Overseas Mediclaim OR Travel Insurance Policy for Frequent Corporate Traveler
KEY BENEFITS
- Cashless hospitalization facility available worldwide
- Quality health care through tie up with International Health Care Providers
- No medical check-up required (by some companies)
- Insurance also covers medical evacuation costs back to India
- Pre-existing diseases are covered under life-threatening situations
- Coverage available up to 360 days ( further extension possible)
- Pay Per day: Slab rate for first 7 days only, then pay on a per day basis
- Online extension of Policy possible for number of days required.
- Policy also covers hospitalization in case of Swine Flu / H1N1influenza, it is not a pre-existing disease.
PREMIUM RATING - Premium is charged on the basis of:
• Plan you have selected
• Number of days you desire to stay abroad
• & your age.
WHAT ARE NOT COVERED IN THE POLICY
• Pre-existing conditions except in case of life-threatening situations
• Addiction to alcohol, drugs
• Mental disorder, anxiety, depression
• Venereal diseases
• Sexually transmitted diseases, AIDS, HIV
• Radiation, nuclear weapons induced
• Sporting activities
• Expenses arising out of loss of valuables, money, securities and tickets
• Loss of passport in public places
Source: KlikInfoKita
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